Assets and liabilities banks of Ukraine: current status and influence factors.

Abstract

The article is proved that effective asset and liability management is a priority task of any bank. Because, the bank liquidity, the bank's ability to function under the influence of various risks, its financial stability depends on the efficiency asset and liability management. According to the results of the study, the definition of the concepts of "bank` assets" and "bank` liabilities" has been specified. The assets and liabilities state of Ukrainian banks was assessed of over the past five years. Dynamics and composition of assets and liabilities of Ukrainian banks was analyzed. Internal and external factors are identified and their influence on the total size of assets and liabilities of banks is determined; economic-mathematical model of the influence of external and internal factors on the total assets of banks and the economic-mathematical model of the influence of components of assets and liabilities on their size have been developed; it is proved that the models can be used for further analysis and forecasting. Using the statistical package "Data Analysis" Excel, the most influential factors on the total assets was selected, built an economic-mathematical model and determined how exactly selected factors affect the assets; it is proved that the model can be used for further analysis and forecasting; with the help of the statistical program BP-stat was made a forecast of the amount of assets for five years, taking into account the selected factors.